Conventional Loans
Competitive Conventional Loan solutions designed to fit your unique needs.
Whether you’re purchasing your dream home, refinancing, or investing in a second property, we make securing a conventional loan simple and stress-free.
Key Features
Minimum 620+ FICO
Available for primary residences, second homes, and investment properties
Loan amounts up to county loan limits, with High Balance options available for larger loans
Temporary Rate Buydowns available with lender or seller assistance
LTVs (Loan-to-Value):
Up to 97% for primary home purchases and rate/term refinances
Up to 80% for primary home cash-out refinances
Up to 75% for second home and investment property cash-out refinances
Eligible property types include:
Single-family homes
Multi-unit homes
Manufactured homes (single- and multi-wide)
Co-ops*, condos, and PUDs
One-Time Close New Construction Loans
Whether you're a first-time buyer or a seasoned homeowner, our Conventional Loans offer the flexibility and affordability you need to make your homeownership goals a reality.
FHA Loans
Helping More Borrowers Achieve the Dream of Homeownership
At Live Moore Lending, we understand that not every borrower fits the mold for conventional financing. Our FHA Loans are designed to provide a path to homeownership with flexible qualification requirements and low down payment options—making it easier for more people to purchase a home or refinance an existing one.
Key Features
580+ FICO Score
LTV (Loan-to-Value) up to 97.75% for primary home purchases and rate/term refinances
Available for cash-out refinances with competitive terms
Jumbo FHA loans available starting just $1 over the conforming loan limit, up to the FHA mortgage limit
Eligible property types include:
Single-family homes
Multi-unit properties
Manufactured homes (single- and multi-wide)
FHA loans are a great solution for first-time homebuyers, borrowers with less-than-perfect credit, or those looking for a more affordable financing option. With personalized service and a fast, straightforward process, we’re here to help you open the door to your next home.
Jumbo Loans
Financing Beyond Conventional Limits
For borrowers looking to finance high-value properties, Jumbo Loans offer the flexibility and financing power needed for loan amounts exceeding county limits. With competitive rates, streamlined processes, and personalized service, Live Moore Lending makes it easy to secure the financing you need for your dream home.
Key Features
Loan amounts starting just $1 over conforming loan limits
Flexible down payment options
Available for primary residences, second homes, and investment properties
Eligible for purchase, rate/term, and cash-out refinances
Our team of experts will help you navigate the process with ease, ensuring a fast and seamless experience.
VA Loans
Exclusive Benefits for Veterans and Active-Duty Service Members
VA Loans offer an exceptional opportunity for veterans, active-duty service members, and eligible surviving spouses to achieve homeownership with flexible terms and significant savings. At Live Moore Lending, we’re proud to help those who’ve served secure affordable financing with unmatched benefits.
Key Features
0% Down Payment with no private mortgage insurance (PMI)
Competitive interest rates
Available for purchase, rate/term refinance, and cash-out refinance
High balance VA options for loan amounts exceeding county limits
Eligible for primary residences only
Our team is committed to providing a fast, stress-free process while helping you take full advantage of your VA benefits.
USDA Loans
Affordable Homeownership in Rural and Suburban Areas
USDA Loans are an excellent option for eligible homebuyers looking to purchase in designated rural and suburban areas. Offering 100% financing and flexible credit requirements, these loans make homeownership more accessible and affordable.
Key Features
0% Down Payment for eligible borrowers
Competitive fixed interest rates
Available for primary residence purchases and select refinances
Property must be in a USDA-eligible area
Designed to help moderate- to low-income families achieve homeownership, USDA Loans offer significant savings with no down payment and affordable mortgage terms. Our team will guide you every step of the way to make the process smooth and simple.
Explore More Loan Solutions
Looking for something different?
Live Moore Lending offers a wide range of loan products to fit your unique needs and financial goals. From specialized programs like Interest-Only Loans, Bank Statement Loans, and Investor Loans, to flexible financing for self-employed borrowers and non-traditional income scenarios, we have the tools and expertise to help you find the right solution.
Our experienced loan specialists will work closely with you to customize a plan that fits your situation and makes home financing simple and stress-free.
Contact us today to discuss your options and explore the full range of loan programs available.
At Live Moore Lending, we know that securing a mortgage is one of the most important decisions you’ll make, and we’re here to ensure the process is simple, transparent, and personalized to your needs. We pride ourselves on delivering exceptional service, acting with integrity, and working hard to help you achieve your homeownership goals.
With competitive rates, fast approvals, and expert loan officers who are dedicated to your success, we go above and beyond to provide tailored solutions and unwavering support from start to finish. Whether you’re a first-time buyer, refinancing, or investing in a second home, we’re committed to making your experience smooth, stress-free, and successful.
Let us help you open the door to your next home with confidence.
Personalized Service
- Tailored Solutions: We understand that every borrower is unique. Live Moore Lending loan specialists customize solutions to fit your individual needs and goals.
- Guidance You Can Trust: From pre-approval to closing, we’re with you every step of the way to ensure a smooth, stress-free process.
- Always Available: We prioritize communication and accessibility, so your questions are answered when you need us most.
Fast Approvals
- Streamlined Process: Live Moore Lending’s efficient system ensures faster approvals and minimal delays, helping you close on your home sooner.
- Quick Pre-Approvals: Get pre-approved in no time, giving you a competitive edge when making offers.
- Technology-Driven: Cutting-edge tools and automation speed up the mortgage process without sacrificing accuracy or service.
Expert Loan Officers
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- Years of Experience: Live Moore Lending’s team of seasoned professionals brings deep industry knowledge to every loan.
- Local Market Expertise: We understand the unique dynamics of the local market and can guide you toward the best options.
- Committed to Your Success: We focus on finding the right loan for you—not just any loan—ensuring you make a confident decision
Competitive Rates
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- Affordable Financing: We offer some of the most competitive rates in the market, helping you save money over the life of your loan.
- Access to Multiple Loan Programs: We work to secure the best possible loan program, rate and terms for you.
- Rate Lock Options: Protect yourself from rising interest rates with our flexible rate lock programs.
NMLS#2319611
Jeremy Moore
Managing Partner/Senior Loan Officer
10706 Sikes Place Suite 225, Charlotte, NC 28277
Get Pre-Approved Today Take the first step toward homeownership. Apply now and connect with a loan expert ready to help you find the perfect mortgage solution.
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